Stamp Duty Calculator

Understanding how Stamp Duty affects the cost of purchasing a property is essential for budgeting and financial planning. Our Stamp Duty calculator helps you quickly determine how much tax you'll need to pay based on the property's value and your buyer status, ensuring you have a clear picture of your total purchasing costs.

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Calculating Stamp Duty

Calculating Stamp Duty manually can be complex, but our Stamp Duty Calculator simplifies the process. Just enter the purchase price of your property and select whether it’s your first home, primary residence, buy-to-let, second home, or non-residential property—and let the calculator do the rest.

Our Stamp Duty Calculator provides a precise estimate of the tax you’ll need to pay, helping you plan your finances with confidence. Understanding your tax obligations upfront allows you to make informed decisions when purchasing a property. Try our Stamp Duty Calculator below to see how much you’ll need to pay and get a clearer picture of your overall costs.

IMPORTANT This information is generated by a computer and is based on many assumptions. It should be used as a rough guide to calculate general figures to help give you a rough idea. If you want a more accurate figure, obtain an exact calculation from your lender or broker before making any decisions. We hold no responsibility for any potential errors that may occur in the figures presented.

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Frequently Asked Questions

What is the stamp duty threshold?

When buying a property, Stamp Duty is due once you reach the specified threshold. Presently, residential purchases in England and Northern Ireland have a Stamp Duty threshold of £125,000 while non-residential land and properties require £150,000 or more. Fortunately for first-time buyers located within this area though, they can purchase up to £500k at an even higher level – with their applicable Stamp Duty capped at just £300k! Other areas such as Scotland and Wales may differ with respect to rates and thresholds however.

When do you pay stamp duty?

Stamp Duty Land Tax (SDLT) is payable when purchasing a property above a certain threshold. From 1 April 2025, the SDLT thresholds in England and Northern Ireland will revert to lower limits, following the end of the temporary tax relief introduced in 2022.

The new standard residential Stamp Duty thresholds will be:

Up to £125,000 – 0% (no Stamp Duty)
£125,001 to £250,000 – 2%
£250,001 to £925,000 – 5%
£925,001 to £1.5 million – 10%
Above £1.5 million – 12%

First-time buyers will continue to receive relief but with adjusted thresholds:

Up to £300,000 – 0% (no Stamp Duty)
£300,001 to £500,000 – 5%

If the property price exceeds £500,000, first-time buyers do not receive any relief and standard SDLT rates apply.

For additional properties (buy-to-let or second homes), an extra 3% surcharge applies to each band.

Different rules apply in Scotland and Wales, where Land and Buildings Transaction Tax (LBTT) in Scotland and Land Transaction Tax (LTT) in Wales operate with separate thresholds and rates.

If you’re considering purchasing a property, completing before 1 April 2025 may allow you to take advantage of the current higher tax-free thresholds.

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