Our Pricing Structure
1000+ Five-Star Reviews on Trustpilot
Our commitment to exceptional customer service has earned us more than 1000 five-star reviews on Trustpilot. We love seeing our name associated with excellent service, and our team takes pride in the positive feedback we receive daily.
Choose us for your mortgage needs, and experience the difference of working with a team that genuinely cares about your financial success and satisfaction.
Our Fee Structure
At YesCanDo Mortgage Specialists, we are dedicated to finding the best mortgage for your situation, no matter how complex. Our priority is always your best interests, and we only charge a fee when specialist lending is required. We provide expert guidance, tailored solutions, and unwavering support to help you secure the right mortgage with confidence.
Here’s how our fee structure works:
✅ Free Initial Advice – Speak to our expert mortgage advisers at no cost to understand your mortgage options.
💷 £199 Upfront Fee – Payable only when we submit your mortgage application to a specialist mortgage lender.
💷 £1,499 Success Fee – Only payable when we successfully secure you a mortgage offer. If we are unable to obtain a mortgage offer, you will not be charged this fee.
This means you only pay for results, giving you peace of mind and confidence in our commitment to securing the best possible mortgage for you.
What is a Specialist Mortgage Lender?
A specialist mortgage lender provides complex mortgages for those who don’t meet standard high street lending criteria, such as applicants with bad credit, self-employed income, or complex financial situations. These lenders assess applications more flexibly, considering individual circumstances.
Specialist Lenders We Work With:
- Aldermore
- Pepper Money
- Kent Reliance for Intermediaries
- The Mortgage Lender
- Together
- Darlington Intermediaries
- Bluestone
- Buckinghamshire Building Society
- Reliance Bank
- Kensington
- Vida Homeloans
- Precise Mortgages
By working with these mortgage lenders, we help secure the right mortgage for your situation, even if high street banks have said no.
Why Choose Us?
✔️ Experts in Complex Cases – We specialise in securing mortgages for those with bad credit, self-employed income, debt management plans, and more.
✔️ Whole-of-Market Access – We search across specialist lenders who understand complex financial situations, ensuring you get the most competitive deal.
✔️ Dedicated Support – We handle the entire mortgage process, from application to approval, making it as smooth and stress-free as possible.
✔️ No Mortgage Offer? No Final Fee! – You only pay the full fee if we successfully secure a mortgage for you.
Our Team of Experienced Mortgage Advisers
Our team of mortgage advisers, based near Portsmouth, Hampshire, boasts years of combined experience. We follow a rigorous interview process focused on mortgage knowledge and customer care, ensuring that we only choose the very best advisers to guide you through your mortgage journey. Our advisers receive continuous professional development to stay up-to-date with the latest market trends.
What Our Service Offers You
- Expert Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Expert Mortgage Advice and Complete Application Assistance
We provide expert mortgage advice and support throughout the entire application process, ensuring you have access to the best mortgage rates available. Our dedicated client support managers work closely with our advisers, proactively going above and beyond to make your mortgage journey as smooth as possible.
Consistent Communication and Modern Approach
In an industry that can be old-fashioned in its communication methods, we use WhatsApp to ensure quick and efficient communication. Our team is available on WhatsApp to answer your questions, provide updates, and receive documents. We also offer video calls for a more personable, face-to-face conversation with our friendly advisers.
Long-Term Support and Care
We understand that a mortgage isn't just a one-time transaction; it's a long-term commitment that may require adjustments over time. That's why we stay in touch with our clients to help them save money with the best mortgage rates and mortgage deals when it's time for remortgaging.
Additionally, we care about our clients' financial well-being and protection. We offer competitive life insurance quotes to ensure they have the protection they need throughout their mortgage journey.
FAQs
Are mortgage brokers free in the UK?
In the UK, some mortgage brokers offer their services on a fee-free basis, while others charge a fee. A free mortgage broker relies on the commission paid by lenders to cover their expenses, allowing them to provide professional advice without charging clients upfront. However, it's essential to consider that even a free mortgage broker may charge fees in specific, complex cases. Ultimately, whether a mortgage broker is free or not depends on their business model and the individual circumstances of the client.
Is it normal for mortgage brokers to charge a fee?
Yes, it's quite common for a mortgage broker to charge a fee for their services. Fees vary depending on the complexity of the client's circumstances and the amount of research and effort required. Mortgage brokers must be transparent about their fees, and clients should always be informed of any charges before they are incurred. It's crucial to choose a mortgage broker not just based on fees but also on their expertise, reputation, and ability to meet your specific needs.
Is it better to go with a mortgage broker or a bank?
Why do some mortgage brokers charge a fee?
Mortgage brokers who charge fees often specialise in complex cases, such as bad credit, self-employed applicants, or unique financial circumstances. The fee covers the additional research and expertise needed to secure the best possible mortgage for you.
